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Were You Hurt on the Job?

The Thumbs Up Guys know how devastating suffering a work-related injury or illness can be for hardworking Charleston families. We’re here to help you fight for the workers’ comp benefits you deserve!
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Suffering an injury on the job can be an incredibly difficult and isolating experience. What’s more, applying for the workers’ compensation benefits you need during your recovery is tricky to navigate alone.

Many injured workers are denied the benefits they’re entitled to under the law because insurance companies often do whatever it takes to escape responsibility for payment. If you’re hurt and struggling to receive workers’ comp benefits, please know that it’s not the end of the road. As a worker, always remember that you have rights and The Thumbs Up Guys at Miller, Dawson, Sigal & Ward Injury Attorneys are here to help you protect those rights! Don’t wait to call our Charleston, SC, workers’ comp lawyers today for help.

Getting Help Is Easy

If you’ve suffered an injury on the job, we know the difficult challenges you’re facing. That’s why we make getting help from our law firm quick and easy! All you have to do is contact us and we’ll take it from there!

You Deserve Benefits

If you’ve been hurt on the job, you’re likely entitled to workers’ comp benefits under South Carolina law. Our team will strive to make the process of securing those benefits as stress free as possible for you and your family.

No Fees Unless We Win

Wondering if you can afford an attorney? You can! Our office works on a contingency basis, which means you don’t pay a dime upfront and you will never owe us anything unless we are putting money in YOUR pocket!

We Have Your Best Interests at Heart

If you’ve been hurt on the job, we know how difficult and traumatic the following days, weeks, months, and even years after your accident can be. You’re in pain and wondering how you’re going to continue working, paying your bills, and supporting your family while you recover. On top of these worries, the extra stress of filing a workers’ compensation claim and dealing with an insurance company to get the benefits you need can be unbearable.

After a workplace accident, you deserve to have someone in your corner who has your best interests at heart. The Thumbs Up Guys at Miller, Dawson, Sigal & Ward are not only here to protect your rights and help you get the benefits you need, but also to compassionately walk you through every step of the process and ensure you’re being treated fairly during this difficult time. Highly qualified and experienced in workers’ comp matters, our team has helped countless injured workers in Charleston and across South Carolina get the benefits they need to get back on their feet again.

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Jeffrey Ward pulled out all the stops to work with the Insurance company to get us a settlement after our car wreck. He was very...

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RESULTS THAT MATTER
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Hurt at Work? We’ve Got This!

If you’re hurt on the job, don’t wait to take action! Seek medical attention and call The Thumbs Up Guys. Our qualified Charleston, SC, workers’ comp lawyers know how to help. We’ve got this!

What Can Workers’ Compensation Cover?

A state-mandated insurance system, workers’ compensation is designed to provide financial coverage for Charleston employees who are injured while performing activities related to their normal job duties.

If you’ve been hurt on the job, you will likely be entitled to the following types of benefits under workers’ compensation:

Workers’ compensation benefits can cover a wide range of medical expenses related to your injury, including the cost of your doctor’s and specialist’s visits, any physical therapy, medication, or other treatment required for your medical well-being after the accident. The cost of transportation to and from health care appointments can also be covered under medical benefits.

If your workplace injury or illness is disabling and prevents you from working as you normally would, workers’ compensation may also provide a form of disability benefits to cover a portion of your lost wages. These benefits help injured workers continue to pay their bills and survive while they’re receiving treatment for their occupational conditions. Depending on your work restrictions, you may be entitled to temporary partial or temporary total weekly disability payments. Once you are done treating with the doctors and have reached “maximum medical improvement,” you may also be entitled to permanent partial or permanent total disability benefits.

Do you have a loved one who passed away due to a work-related injury or illness? In some cases, you may be entitled to collect death benefits under workers’ compensation. This can cover funeral costs, medical costs up to the point of death, and other expenses to allow you to remain solvent in the case of a lost spouse, parent, or child.

What Causes Workplace Injuries?

Workplace accidents happen for a wide variety of reasons and cause Charleston workers to become seriously injured every day. Many injured workers wonder whether they’re entitled to benefits after a workplace accident. In most cases, if you were on the clock and got hurt in any way, it’s considered a workplace injury and you’re entitled to workers’ compensation benefits under South Carolina law.

While countless injuries can occur in workplaces, some of the most common include:

  • Overexertion injuries from activities such as heavy lifting
  • Injuries from a slip, trip, or fall
  • Auto accidents due to work-related highway incidents
  • Repetitive-motion injuries, such as carpal tunnel syndrome and tendonitis

Filing for Workers’ Comp in Charleston, South Carolina

If you’ve been hurt on the job, there are a number of important steps that must be taken to file for workers’ compensation in Charleston, South Carolina. The first step is to immediately inform your employer of the accident and seek medical treatment for your injuries.

You have a 90-day window to report your accident or you could lose your right to benefits. After this period, you have up to two years to file a claim for benefits (including death benefits). If your employer doesn’t report your accident to their workers’ comp insurance carrier or your claim is denied, it’s in your best interest to seek help from a legal professional. Our Charleston, SC, workers’ comp lawyers know the important deadlines that can affect your claim and are ready to help you navigate these difficult legal processes.

Frequently Asked Questions

Workers’ compensation is a no-fault system, meaning that it doesn’t matter who caused your accident and you do not need to prove fault to receive benefits. If you were hurt at work, you’re generally entitled to workers’ comp coverage.

No. As long as you’re performing work-related duties, you are covered. For example, if part of your job requires you to travel to a client’s home or office and you get hurt, workers’ comp should apply. Even if you’re running an errand for your boss, workers’ compensation may cover your injury. If you have any questions about your specific case and whether or not you’re entitled to workers’ compensation, please contact our office.

In some cases, an employer may say your injury was not work-related or that your current health condition was not a result of the workplace environment. If you encounter a dispute, evidence will be vital to support your claim. This can include photos of the scene of the accident and your injuries, medical bills, witness statements, and proof of lost wages.

If you filed for workers’ compensation and your claim was denied or you’re struggling to receive benefits, don’t lose hope! After receiving a denial, there are several options on how to proceed depending on your unique circumstances. If you reach this point, it’s in your best interest to seek help from an experienced workers’ compensation attorney.

In general, you cannot file a lawsuit over a work-related injury since workers’ comp is a no-fault system and you should be able to receive coverage no matter which party was at fault.

That being said, there are very limited circumstances where you may be able to file a lawsuit against your employer. If, for example, your employer intentionally hurt you, if they don’t carry the mandated workers’ comp insurance, or if you can prove gross negligence on their part, you may be able to file suit. Your Charleston, SC, workers’ comp lawyers at Miller, Dawson, Sigal & Ward can advise you if this is the case.

Employers with four or more employees are required by law to have workers’ comp coverage in the event that an employee is hurt. Contact us at Miller, Dawson, Sigal & Ward Injury Attorneys if you have any questions about whether or not your employer carries workers’ compensation and if you’re entitled to benefits after an accident.

Most South Carolina employees are covered by workers’ compensation, with the exception of independent contractors, and those whose employer payroll is below four employees. If you do not fall under these exceptions, workers’ compensation should cover your work-related injury or illness.

If you’re hurt on the job, the first thing you need to do is inform your boss, preferably in writing, of the accident. Tell them the exact time and circumstances of the accident, including the pain you feel, what happened, and when. Your supervisor should then forward the information to the insurance carrier who should file a First Report of Injury (FROI), which will begin your workers’ compensation claim. Then, make sure you seek medical attention and contact an experienced Charleston, SC, workers’ comp lawyer to help you navigate the legal system.

In South Carolina, your employer has the right under SC Code Sec. 42-16-60 to determine a list of approved health care professionals that you can see. The doctors on that list are generally associated with your employer’s workers’ compensation insurance carrier. You will need to see one of those doctors in order to process your claim, however, you can always make sure your treatment results are shared with your own doctor in order to keep your medical records up to date and to get a second opinion.

While workers’ compensation is intended to protect injured South Carolina workers, you might be surprised at the number of valid claims that are denied each year. Many workers in this situation aren’t sure how to proceed and don’t know whether they should contact a lawyer or not.

Whether your workers’ compensation claim has been denied or you are at the beginning of the claims process, having an experienced Charleston, SC, workers’ comp lawyer who knows the system will always be to your advantage. An attorney will not only give you a better chance of receiving the maximum amount you deserve, but also take the stress of the legal process off your shoulders so you can focus on your recovery.

Workers’ compensation differs from personal injury cases and, typically, does not provide coverage for non-economic losses, like pain and suffering and mental anguish. Workers’ compensation is a form of insurance designed to help pay your medical bills and recover a portion of your lost wages while you recover after a work-related injury or illness. However, you are typically entitled to settlement once you have reached “maximum medical improvement” that takes into account the severity of the injury and how it has impacted your ability to earn wages. There are several different recovery methods and picking the wrong one could cost you tens or hundreds of thousands of dollars. That’s why it’s important to have an experienced workers’ compensation attorney on your side.

Workers’ compensation is intended to provide financial support to workers in the event of a workplace accident. If you’ve been hurt on the job, workers’ compensation benefits can cover any reasonable and necessary medical costs required for the treatment of your injuries; including doctor’s office visits, medical procedures, prescriptions, ongoing physical therapy, and more. Your benefits may also cover a portion of your lost wages, based on the severity of your injury or condition.

While workers’ compensation protects injured workers, it can also provide benefits to those who have lost a loved one to a fatal workplace accident. Survivor’s benefits can provide compensation to eligible dependents who relied on the deceased for care, including a spouse and children. The amount of coverage you’re entitled to depends on a variety of factors. Our workers’ compensation attorneys can help you and your family determine what you may be owed in this situation.

If your workers’ compensation claim is denied, you have the right to appeal the decision. There are several levels of the appeals process. The first requires you to submit a hearing request to the South Carolina Workers’ Compensation Commission, where a single Commissioner will hear your case and review the evidence. If your claim is denied at this level, you may appeal further by requesting a Commission Review and a panel of three Commissioners will review your case.

If your claim is denied at both hearings, the next step is to file a lawsuit with the South Carolina Court of Appeals. In the event that you lose your appeal, you have the right to appeal to the South Carolina Supreme Court. However, keep in mind this court does not hear all appeals filed at this level. No matter what stage of the appeals process you’re in, you will have the best chance of successfully appealing your claim if you contact a qualified Charleston, SC, workers’ comp lawyer.

The good news is that it costs nothing to put the Thumbs Up Guys on your side! Our office works on a contingency-fee basis, meaning that you won’t owe our lawyers anything unless we win money for your claim. You have nothing to lose by letting our team review your case. Call our team today!

A workers’ comp lawyer can help you through every stage of the workers’ compensation system, whether you’re just now filing your claim or have been denied and beginning the appeals process. Your attorney can help you gather medical evidence and records to support your case. They can also talk to your doctor, medical experts, and any other parties concerning your claim.

In the event your claim is denied and you need to appeal, an attorney will be incredibly beneficial, as they can ensure you have everything prepared and speak on your behalf during your hearing. Most importantly, a workers’ comp attorney knows how to navigate the complex laws surrounding these claims and can take the stress of the legal system off your shoulders, so you can focus on your recovery.

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